I don't like to talk about it much, but DH and I borrowed nearly all of the down payment for our house from my parents. Not a fact I'm proud of, but given the time and the circumstances, it was the right thing to do.
Yesterday, four and a half years later, I paid it off! My mom controls people with money, a fact I knew going into the deal and now I'm no longer in debt to her. I'm sure that she's happy and proud of me for paying her back in full (plus interest) and so quickly (5.5 years ahead of schedule) but she probably is a little sad knowing that with that check I cut the last real string she had on me.
I decided to pay it off yesterday because it was her birthday and my SIL made dinner for everyone. I made my mom a purse* as her gift and wrapped up the check in the 2011 payment statement and put it in one of the pockets. But all passive-aggressiveness aside, I guarantee you that loan was the best investment they've made in 4.5 years** so we all benefited from it.
I have been itching to pay that off. I'd intended to pay it off at the beginning of the year but we knew that my job probably wasn't going to last so we shifted things around and decided it was better to pay the car off first. So we got that paid for in January (!!!) and now we've paid off my parents too!!! Now our only debt is with the bank for our house and land. Debt sucks and must be eliminated! Die debt, die!
* I'm kicking myself for not taking a picture of the purse. It was Butterick #5109(B) (the lower left one) made with black pleather exterior and pink plaid lining and silver rings on the handles. It was cute, but the shape turned out a lot more triangular then the picture shows, and I didn't love the shape of it.
**That's not to say that my parents aren't savvy with their money, but, ay craramba, the economy really has sucked for the last several years.